Supplemental Plans

ACCIDENT AND CRITICAL ILLNESS

Accident and Critical Illness Insurance are available through The Standard to employees who work a minimum of 30 hours a week. The accident plan pays directly to the employee for accidents unrelated to work. Reimbursable events include, but are not limited to, ambulance rides, surgery, ER visits, burns, and prescriptions. There is also a wellness benefit that pays for obtaining certain preventative services.

Critical Illness pays an initial diagnosis benefit that the employee selects ($5,000, $10,000, or $20,000) for illnesses listed below: 

  • cancer
  • heart attack
  • stroke
  • kidney failure
  • major organ transplant
  • bone marrow transplant 
  • sudden cardiac arrest
  • coronary artery bypass surgery
  • non-invasive cancer
  • skin cancer

Quick Links

The Standard Group Accident Insurance

The Standard Group Critical Illness

The Standard Claim Site

Wellness Benefit Payment Form

LIFE INSURANCE

CFPUA offers Basic Life Insurance, as well as Accidental Death and Dismemberment, at no cost to employees. The benefit amount is equal to the annual base salary up to $150,000 for the employee. The employee’s spouse has a life policy for $5,000 and any children under the age of 26 have a life policy of $2,500.

Employees have the option to buy additional life insurance coverage for themselves and their dependents. There is a guaranteed issue of $250,000 for the employee, $40,000 for spouse, and $10,000 for children. Coverage above the guaranteed issue amount can be purchased with approval through an eligibility of insured process.  

These benefits are available through The Standard.

Information regarding life insurance benefits can be found here.

 

Long-term DISABILITY BENEFITS

CFPUA offers long-term disability coverage to assist employees with income replacement when out of work due to illness or injury. Long-Term Disability payments begin 90 days after an employee has been unable to work due to a disability.  This benefit may pay a minimum of $100/month and a maximum up to $6,000/month for a maximum benefit period of 2 years. Long-term disability is fully funded by CFPUA.  This benefit is available through The Standard. 

Information about long-term disability can be found here.

Email human resources at hr@cfpua.org for claim forms.